Buying your first home can feel out of reach—especially in today’s competitive real estate market. With rising home prices, strict lending requirements, and high down payment expectations, too many hard-working individuals are stuck renting indefinitely.

That’s where First Key Funding comes in.

We’re a nonprofit organization focused on creating new pathways to homeownership for first-time buyers in Florida. Our mission is to make homeownership not only possible but sustainable.

Here’s How First Key Funding Makes a Difference:

1. No Down Payment Loans
We eliminate one of the biggest hurdles to homeownership—saving for a down payment. Our zero-down loan structure helps families break free from the rent trap and move into stable, long-term housing sooner.

2. Lower Interest Rates
By working with donors and community investors, we reduce the interest burden on first-time homeowners, making monthly payments more manageable and reducing long-term financial strain.

3. Financial Education & Support
We don’t just help people buy homes—we help them keep them. Our homeowners receive access to budgeting tools, property tax monitoring, and guidance for maintaining and improving their investment.

4. Equity-Building Options
Our repayment models are designed to build equity over time, so homeowners don’t just pay a mortgage—they build wealth.

Why It Matters
Without help, too many essential workers—teachers, nurses, firefighters, and first responders—are priced out of their own communities. By providing fair and affordable home financing, First Key Funding keeps families rooted and neighborhoods strong.

Ready to become a homeowner or learn more?
Apply for pre-qualification or Contact Us today.