If you’ve been house hunting for more than a weekend, you’ve already seen the two categories that dominate the market: Homes that are move-in-ready,...
How Long Does It Take to Save for a Down Payment in 2025?
And why First Key Fund exists to change that story For many Americans, homeownership still represents stability, security, and a path to long-term...
America’s Most Affordable Metro Areas for Homebuyers in 2025
Homeownership remains a central part of the American dream — but today’s housing market presents real challenges for many families and first-time...
Homeownership
Overview Historically, homeownership has been considered a cornerstone of the American Dream. Today, about 65% of American households own a home,...
Supporting Organizations That Strengthen Communities
At First Key Fund, our mission centers on helping individuals and families build stability through homeownership. While housing is our primary...
How Strategic Data Support Helps Strengthen Our Mission
At First Key Funding, our mission is simple but ambitious: help first-time homebuyers—especially those who serve our communities—gain access to...
Insurance and Tax Hikes Push Homeownership Further Out of Reach
Property taxes and homeowners insurance premiums are climbing and are expected to rise even faster in 2026, driven largely by growing housing...
Why Homeownership Matters — and Why So Many Families Are Being Left Behind
For most families, a home is their biggest asset and the strongest path to building long-term wealth. But today, buying a home has become harder...
Delistings Surge as Frustrated Sellers Pull Back—and 3 Pandemic Boomtowns Are Getting Hit Hardest
This year has been challenging for homebuyers struggling with affordability headwinds, but sellers haven’t had it easy either, often pulling...