The share of for-sale homes governed by homeowners associations is climbing, as are dues, with Florida homeowners bearing the heaviest financial...
What You Need to Know About Financing Your Dream Home
A First Key Fund FAQ for Homebuyers Buying your dream home is one of the biggest milestones you’ll ever reach — and understanding your financing...
Fixer-Upper vs. Move-In-Ready: What’s the Real Cost Difference?
If you’ve been house hunting for more than a weekend, you’ve already seen the two categories that dominate the market: Homes that are move-in-ready,...
How Long Does It Take to Save for a Down Payment in 2025?
And why First Key Fund exists to change that story For many Americans, homeownership still represents stability, security, and a path to long-term...
America’s Most Affordable Metro Areas for Homebuyers in 2025
Homeownership remains a central part of the American dream — but today’s housing market presents real challenges for many families and first-time...
Homeownership
Overview Historically, homeownership has been considered a cornerstone of the American Dream. Today, about 65% of American households own a home,...
Supporting Organizations That Strengthen Communities
At First Key Fund, our mission centers on helping individuals and families build stability through homeownership. While housing is our primary...
How Strategic Data Support Helps Strengthen Our Mission
At First Key Funding, our mission is simple but ambitious: help first-time homebuyers—especially those who serve our communities—gain access to...
Insurance and Tax Hikes Push Homeownership Further Out of Reach
Property taxes and homeowners insurance premiums are climbing and are expected to rise even faster in 2026, driven largely by growing housing...