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Florida Homeowners Pay the Most in HOA Fees—and This Red-Hot Coastal Metro Is Hit Hardest

by First Key Funding | Jan 27, 2026 | Housing Market

The share of for-sale homes governed by homeowners associations is climbing, as are dues, with Florida homeowners bearing the heaviest financial...

Fixer-Upper vs. Move-In-Ready: What’s the Real Cost Difference?

by First Key Funding | Jan 14, 2026 | Housing Market

If you’ve been house hunting for more than a weekend, you’ve already seen the two categories that dominate the market: Homes that are move-in-ready,...

How Long Does It Take to Save for a Down Payment in 2025?

by First Key Funding | Jan 2, 2026 | Housing Market

And why First Key Fund exists to change that story For many Americans, homeownership still represents stability, security, and a path to long-term...

America’s Most Affordable Metro Areas for Homebuyers in 2025

by First Key Funding | Jan 2, 2026 | Housing Market

Homeownership remains a central part of the American dream — but today’s housing market presents real challenges for many families and first-time...

Homeownership

by First Key Funding | Dec 23, 2025 | Housing Market

Overview Historically, homeownership has been considered a cornerstone of the American Dream. Today, about 65% of American households own a home,...

Insurance and Tax Hikes Push Homeownership Further Out of Reach

by First Key Funding | Dec 17, 2025 | Housing Market

Property taxes and homeowners insurance premiums are climbing and are expected to rise even faster in 2026, driven largely by growing housing...

Delistings Surge as Frustrated Sellers Pull Back—and 3 Pandemic Boomtowns Are Getting Hit Hardest

by First Key Funding | Dec 10, 2025 | Housing Market

This year has been challenging for homebuyers struggling with affordability headwinds, but sellers haven’t had it easy either, often pulling...

Florida Home Prices Poised To Drop Even Further in 2026 After Years of Weakness

by First Key Funding | Dec 4, 2025 | Housing Market

Home prices in Florida are expected to slide further next year after several years of weakness, according to new projections from...

Middle-Class Income in 1980 Compared to 2025

by First Key Funding | Dec 2, 2025 | Housing Market

In 1980 middle-class families lived in a world of Atari consoles, rotary phones and station wagons with wood paneling. The median U.S. household...

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ABOUT US

First Key Fund and First Key Funding work hand in hand to create a clear path to homeownership. By partnering with first-time buyers, we help navigate competitive markets, purchase homes on their behalf, and craft affordable, no-down-payment financing.

But we don’t do it alone. Donors, supporters, and community partners make this mission possible. Together, we’re building equity, empowering families, and strengthening neighborhoods — one home at a time.

Disclaimer: First Key Fund and First Key Funding are independent nonprofit entities and are not affiliated with, endorsed by, or associated with FirstKey Homes or any of its subsidiaries or affiliates. Any similarity in name is purely coincidental. First Key Fund and First Key Funding operate exclusively to support affordable homeownership and financial assistance programs for first-time buyers. All services, content, and communications provided through this website are solely related to the mission and activities of First Key Fund and First Key Funding and are in no way connected to FirstKey Homes.

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