The share of for-sale homes governed by homeowners associations is climbing, as are dues, with Florida homeowners bearing the heaviest financial...
Fixer-Upper vs. Move-In-Ready: What’s the Real Cost Difference?
If you’ve been house hunting for more than a weekend, you’ve already seen the two categories that dominate the market: Homes that are move-in-ready,...
How Long Does It Take to Save for a Down Payment in 2025?
And why First Key Fund exists to change that story For many Americans, homeownership still represents stability, security, and a path to long-term...
America’s Most Affordable Metro Areas for Homebuyers in 2025
Homeownership remains a central part of the American dream — but today’s housing market presents real challenges for many families and first-time...
Homeownership
Overview Historically, homeownership has been considered a cornerstone of the American Dream. Today, about 65% of American households own a home,...
Insurance and Tax Hikes Push Homeownership Further Out of Reach
Property taxes and homeowners insurance premiums are climbing and are expected to rise even faster in 2026, driven largely by growing housing...
Delistings Surge as Frustrated Sellers Pull Back—and 3 Pandemic Boomtowns Are Getting Hit Hardest
This year has been challenging for homebuyers struggling with affordability headwinds, but sellers haven’t had it easy either, often pulling...
Florida Home Prices Poised To Drop Even Further in 2026 After Years of Weakness
Home prices in Florida are expected to slide further next year after several years of weakness, according to new projections from...
Middle-Class Income in 1980 Compared to 2025
In 1980 middle-class families lived in a world of Atari consoles, rotary phones and station wagons with wood paneling. The median U.S. household...