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Insurance and Tax Hikes Push Homeownership Further Out of Reach

by First Key Funding | Dec 17, 2025 | Housing Market

Property taxes and homeowners insurance premiums are climbing and are expected to rise even faster in 2026, driven largely by growing housing...

Delistings Surge as Frustrated Sellers Pull Back—and 3 Pandemic Boomtowns Are Getting Hit Hardest

by First Key Funding | Dec 10, 2025 | Housing Market

This year has been challenging for homebuyers struggling with affordability headwinds, but sellers haven’t had it easy either, often pulling...

Florida Home Prices Poised To Drop Even Further in 2026 After Years of Weakness

by First Key Funding | Dec 4, 2025 | Housing Market

Home prices in Florida are expected to slide further next year after several years of weakness, according to new projections from...

Middle-Class Income in 1980 Compared to 2025

by First Key Funding | Dec 2, 2025 | Housing Market

In 1980 middle-class families lived in a world of Atari consoles, rotary phones and station wagons with wood paneling. The median U.S. household...

Rising Housing Costs Are Main Reason for Falling U.S. Fertility Rates, Study Finds

by First Key Funding | Nov 12, 2025 | Housing Market

A bombshell study has identified rising housing costs as the the primary driver of falling fertility rates in the United States, underscoring the...

1.2 Million U.S. Homes Face Extreme Risk of Wildfires—and These 3 States Are the Most Vulnerable

by First Key Funding | Sep 4, 2025 | Housing Market

Close to 3 million homes in the U.S. are facing a distinct threat from wildfires—and more than two-thirds of those properties are clustered in just...

California and Florida Top New List of the Riskiest Housing Markets in the Nation

by First Key Funding | Sep 4, 2025 | Housing Market

Following devastating wildfires and hurricanes, parts of California and Florida top a new list of the housing markets facing the biggest risk of...

Reality Check – The so called “Perfect Salary” Isn’t Enough To Buy a Home

by First Key Funding | Sep 4, 2025 | Housing Market

Americans say they would be happy earning $74,000 a year on average, according to a new survey by Talker Research. But in today’s housing market,...

Best & Worst Cities for First-Time Home Buyers (2025)

by First Key Funding | Jul 30, 2025 | Housing Market

Buying a home for the first time is an exciting and important milestone for many Americans. Their purchases make up a sizable chunk of the market,...

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ABOUT US

First Key Fund and First Key Funding work hand in hand to create a clear path to homeownership. By partnering with first-time buyers, we help navigate competitive markets, purchase homes on their behalf, and craft affordable, no-down-payment financing.

But we don’t do it alone. Donors, supporters, and community partners make this mission possible. Together, we’re building equity, empowering families, and strengthening neighborhoods — one home at a time.

Disclaimer: First Key Fund and First Key Funding are independent nonprofit entities and are not affiliated with, endorsed by, or associated with FirstKey Homes or any of its subsidiaries or affiliates. Any similarity in name is purely coincidental. First Key Fund and First Key Funding operate exclusively to support affordable homeownership and financial assistance programs for first-time buyers. All services, content, and communications provided through this website are solely related to the mission and activities of First Key Fund and First Key Funding and are in no way connected to FirstKey Homes.

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